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  Introduction Buying land in metro cities like Mumbai, Bengaluru, Delhi, or Pune is one of the most desired investments for urban Indians. But the process isn’t just about money—you need to know legal, personal, and zoning requirements to avoid fraud and make a smart investment. ✅ What do you need to legally buy land in Indian urban cities? Basic Requirements to Buy Land in India for Residential Use  1. Zoning and Land Classification Every land parcel is classified by the government. Residential construction is only allowed on land that is zoned as residential. Land Type 🏗️ Can You Build a House? Residential ✅ Yes Agricultural ❌ No (needs conversion) Industrial ❌ No Green Zone ❌ Strictly No  Example: In Bengaluru, buying land zoned as "agricultural" requires DC conversion before residential construction can begin. 2. Financial Planning Land purchase includes hidden costs. Always budget for: 💰 Expense 📌 Approximate Cost (varies by state/city) Plot Cost ₹30L...

Major Changes in UPI Payments in India from August 1, 2025 Unified Payments Interface (UPI) is the heart of digital transactions in India, and from August 1, 2025, a number of important updates will reshape the way users interact with UPI apps like Paytm, GPay, PhonePe, and more. These changes, announced by the National Payments Corporation of India (NPCI), aim to streamline operations, reduce server overloads, and improve the reliability and security of online payments, especially during peak times.  Key Changes to UPI Starting August 1, 2025 1. Daily Cap on Bank Balance Checks - New Rule: Users can check their account balance a maximum of 50 times per day per UPI app. - Purpose: This cap is aimed at cutting down unnecessary load on UPI servers caused by users repeatedly checking balances, often during peak hours. Heavy users and businesses who frequently check balances may need to adjust their habits.  2. Limit on Viewing Linked Bank Accounts - New Rule: You can ...