Real Estate | Residential Land | India

 

Introduction

Buying land in metro cities like Mumbai, Bengaluru, Delhi, or Pune is one of the most desired investments for urban Indians. But the process isn’t just about money—you need to know legal, personal, and zoning requirements to avoid fraud and make a smart investment.

✅ What do you need to legally buy land in Indian urban cities?

Basic Requirements to Buy Land in India for Residential Use

 1. Zoning and Land Classification

Every land parcel is classified by the government. Residential construction is only allowed on land that is zoned as residential.

Land Type 🏗️ Can You Build a House?

Residential ✅ Yes

Agricultural ❌ No (needs conversion)

Industrial ❌ No

Green Zone ❌ Strictly No

 Example: In Bengaluru, buying land zoned as "agricultural" requires DC conversion before residential construction can begin.

2. Financial Planning

Land purchase includes hidden costs. Always budget for:

💰 Expense 📌 Approximate Cost (varies by state/city)

Plot Cost ₹30L to ₹3Cr+

Stamp Duty 4%–7% of land value

Registration Charges ~1% of land value

Advocate/Legal Fees ₹5,000 to ₹25,000

Mutation/Transfer Charges ₹1,000–₹5,000

Site Survey Fee ₹5,000–₹10,000 (if needed)

✅ Tip: Always keep an extra 10%–20% of your budget ready for taxes, paperwork, and legal fees.

3. Development Authority Approval

Check if the layout is approved by the city’s local authority:

City Development Authority

Bengaluru - BDA, BMRDA

Mumbai - MMRDA, MHADA

Delhi - DDA

Hyderabad - HMDA

Pune - PMRDA or PCMC

4. Use Government Portals to Check Legality

Verify land details like ownership, survey number, and encumbrances online:

State                            Portal Name / Website

Maharashtra.        bhulekh.mahabhumi.gov.in

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